FREQUENTLY ASKED QUESTIONS

HOW DO I MAKE SURE I’M INSURED PROPERLY?

Without talking with a qualified and experienced agent there isn't any way to tell.  That's why we spend the time necessary to work with our clients on understanding their specific situation so we can customize coverage that fits their scenario and not someone else.

WHY DO I NEED TO BUY INSURANCE?

Insurance is money when you need it most.  If you were in a major auto accident, suffered a major home loss or, god forbid, a family member passed unexpectedly the last thing you'd want to stress about is how to cover the, usually significant, expense.

Insurance is there for the times when the last thing you want to worry about is how to pay for things.  Insurance is there to help get you back on your feet as best as possible.

DO YOU OFFER FREE CONSULTATIONS TO NEW CUSTOMERS?

We never charge for quotes!  All we ever ask is to give us a fair chance at earning your business.  If you're not going to switch companies, no matter how much benefit there is, then please don't waste your time or ours.  

I'VE BEEN WITH MY AGENT FOR YEARS, WHY SHOULD I SWITCH TO YOU?

Your agent is one of the lucky ones!  While I definitely respect your loyalty, the better question to ask might be what are you getting in return for that loyalty?

Some of the biggest savings we've ever provided were from clients who had been with their prior agent for ten years or more.

Without checking prices and coverage, you might be unwittingly helping to pay for your agent's boat at the expense of your next vacation.